When you entrust your real estate needs to the Shar Borg Team, you become part of a beautifully diverse community. In our more than 50 years of combined real estate experience, we've served first time home owners, seasoned investors, ecstatic vacation home buyers, upsizers and downsizers. Our clients are urban, suburban, and rural. Whether you're a pro athlete, school teacher, surgeon, or someone who's figuring out how to turn your side hustle into your dream gig, you'll be treated like the MVP you are with SBT!
With team sales ranging from $50,000 to over $5,000,000, our clients never have to worry if we can manage their budget and goals. Fox Point to Franklin, Midtown to Mequon, Lake Drive to Lake Country, the Shar Borg Team has you covered!
We will connect for an initial conversation to discuss what you are looking for in your next home so we can properly set goals and be on the same page.
In order for me to officially begin helping you buy a home, we will need to establish Agency Relationship. This way I can begin facilitating actions on your behalf, including but not limited to connecting with local realtors and resources to execute offers. I will present to you buyer documents which will include the Buyer Representation Agreement confirming that you have chosen me to be your agent and help you buy a home.
Once we know your ideal price range and location, we can get you set up on a Compass Collection search. This automated search will filter to all homes available within your search criteria and allow you to leave comments, request a showing, or mark as uninterested. This interactive platform is a great way to see what is out there and share your feedback.
If you are obtaining financing, getting a preapproval from a lender before submitting an offer is important because it shows sellers you are a serious buyer. This pre-approval gives sellers good faith and an insight to your availability to seriously purchase their home.
Based on your Compass Collection search, we can begin to schedule showings for you to see in person. Someone from my team will schedule and accompany you to all showings.
With access to the MLS, we can run a comparative market analysis on any property to give you a clear understanding of current market value. This will help identify a proper offer price on the interested property and put your best foot forward with financing.
We will collaborate on a competitive offer with terms that will present you in the best position to purchase the home. Things like possession date, exclusions, option fees and earnest money are all important terms that can be crucial in setting your offer apart from others. I will work with you and the listing agent to revise the contract in order to ensure all parties are satisfied and we come to an agreement.
You are given a limited time period during which to conduct optional / encouraged inspections, including but not limited to a general inspection, sewer scope, radon test, and structural inspection. If something of concern is discovered during this timeframe, you will have the chance to re-open negotiations on price or terms of the sale.
Once you are under contract and through your inspection timeframe, your loan officer may require additional documentation, and an appraisal will be ordered and completed. Once the loan officer receives all required documents and conducts a successful appraisal, they will be able to issue a clearance to close, meaning you are fully approved for the loan and the bank is ready to execute your mortgage upon successful closing.
The title company will work together with the buyer, seller, and their agents to coordinate closing for the day reflecting in the Contract to Buy and Sell.
A final walk-through of the property is performed just prior to closing. The walk-through confirms that no damage has been done to the home since the time of the inspection and that the major systems and appliances are in working order.
Once all the conditions of the contract have been satisfied, the closing is held. The closing documents are signed, payment is exchanged, and the buyer receives the keys to their new home!